The Court of Appeal has voted in favour of Russell Adams and against his self-invested personal pension (SIPP) operator Options Personal Pensions, formerly Carey Pensions, in their long-running legal dispute.

Lord Justice Newey, Lady Justice Rose and Lady Justice Andrews found Adams was unauthorisedly advised by CLP Brokers (CLP), an unregulated introducer based in Spain.

Because the SIPP was entered into as a consequence of CLP’s contraventions of the general prohibition, the agreement is “unenforceable against Adams”, who is entitled to unwind it and recover the money he paid into it. He is also entitled to compensation to reflect the losses he has suffered.

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